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Excess or Umbrella

In 2009 a jury in Hernando County, Florida, rendered a verdict of just more than $330 million to the family of a 13-year old girl who was tragically killed in a car accident caused by a drunk driver.
refernce: https://www.trustedchoice.com/content/2012/01/excess-or-umbrella/
guide: https://www.trustedchoice.com/content/2012/01/excess-or-umbrella/

Filled Under: Industry News Posted on: July 1, 2016

Hail to the Chief: Presidents and Insurance

If you were like many Americans over this past weekend you may have noticed an uptick in car dealership commercials featuring men in stovepipe hats and powdered wigs. That’s right, Monday was President’s Day, which began as a celebration of George Washington’s birthday (February 22) and was later expanded to include celebrations of Abraham Lincoln’s birthday.
refernce: https://www.trustedchoice.com/content/2012/02/hail-to-the-chief-presidents-and-insurance/
guide: https://www.trustedchoice.com/content/2012/02/hail-to-the-chief-presidents-and-insurance/

Filled Under: Industry News Posted on: July 1, 2016

D and O Insurance: Protection from Boardroom Liability

Many people will celebrate the holiday by giving back to their community. Volunteering time or services to a company or non-profit organization may be a selfless act of generosity, but these acts of goodwill can also expose volunteers to possible lawsuits if they are making decisions on behalf of the organizations or company.
refernce: https://www.trustedchoice.com/content/2012/02/protection-from-boardroom-liability/
guide: https://www.trustedchoice.com/content/2012/02/protection-from-boardroom-liability/

Filled Under: Industry News Posted on: July 1, 2016

Power Struggle: The Cost of Electrical Surge

Your family is forced to stay home due to the big storm hovering over the house. The comforting sounds and bright screen of your 52” LCD television eclipses the noise from outside. Then it happens: Just as you’re about to discover who gets voted off the island, your family is startled by sudden darkness.
refernce: https://www.trustedchoice.com/content/2011/11/power-struggle-the-cost-of-electrical-surge/
guide: https://www.trustedchoice.com/content/2011/11/power-struggle-the-cost-of-electrical-surge/

Filled Under: Industry News Posted on: July 1, 2016

Vacancy: Know the Risks

One very visible result of the economic downturn is an increase in commercial vacancies across virtually all categories—and that could be leaving owners far more exposed than they realize.
refernce: https://www.trustedchoice.com/content/2011/11/vacancy-know-the-risks/
guide: https://www.trustedchoice.com/content/2011/11/vacancy-know-the-risks/

Filled Under: Industry News Posted on: July 1, 2016

Boom: Understanding Discontinued Operations Coverage

As a homebuilder, you spent your life making sure the work you did was safe and sufficient. Every year you purchased a commercial general liability (CGL) policy just in case. You made it many years with no claims and want to reward your good work with a much deserved and overdue retirement in where else? Florida.
refernce: https://www.trustedchoice.com/content/2011/12/boom-understanding-discontinued-operations-coverage/
guide: https://www.trustedchoice.com/content/2011/12/boom-understanding-discontinued-operations-coverage/

Filled Under: Industry News Posted on: July 1, 2016

Party Host Liability Tips

In the midst of the festive and hectic holiday atmosphere, it is easy to forget the serious responsibility involved with hosting a party at your home or business. In many states, individuals and employers hosting holiday parties can be held liable in cases where a guest or third party is injured in an accident related to alcohol consumption at your event. Hosts have been held responsible for medical bills, vehicle repair costs, lost time from work, and even wrongful death.
refernce: https://www.trustedchoice.com/content/2011/12/party-host-liability-tips/
guide: https://www.trustedchoice.com/content/2011/12/party-host-liability-tips/

Filled Under: Industry News Posted on: July 1, 2016

Loss Assessments: Home or Condo

If you live in a home in a developed area or subdivision, there’s a reasonable chance that you are a member of a homeowner’s association. The same is true if your pad is a condominium.
refernce: https://www.trustedchoice.com/content/2011/12/loss-assessments-home-or-condo/
guide: https://www.trustedchoice.com/content/2011/12/loss-assessments-home-or-condo/

Filled Under: Industry News Posted on: July 1, 2016

Don’t Get Robbed Twice!

As a small business owner, you know the importance of preserving your assets. For many business owners, the largest single asset they possess is their building. Whether you occupy the building or operate as a landlord (or both), consider key exposures in your risk-management and insurance planning.
refernce: https://www.trustedchoice.com/content/2011/11/dont-get-robbed-twice/
guide: https://www.trustedchoice.com/content/2011/11/dont-get-robbed-twice/

Filled Under: Industry News Posted on: July 1, 2016

Family Members: What You Auto Know

Those that design personal auto insurance policies learned years ago that folks living in the same house will take turns driving the family cars. That’s why auto insurance policies are designed to provide coverage not just for the person specifically named on the policy (you) but also your spouse and family members.
refernce: https://www.trustedchoice.com/content/2011/11/family-members-what-you-auto-know/
guide: https://www.trustedchoice.com/content/2011/11/family-members-what-you-auto-know/

Filled Under: Industry News Posted on: July 1, 2016

ABOUT STAMY

When you work with the Stamy Agency for all of your insurance and risk-management needs, you become more than a client. You become a member of our family. Our dedication and expertise assures you receive the best policy for your needs and budget. Call today!

Contact Info

  • 2841 Johnson Ave NW, Cedar Rapids, IA, 52405
  • 319-396-7304
  • info@stamyins.com
  • https://stamyins.com/contact-us/
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